Flexible Subscriptions Tailored to Your Banking Needs
How It Works
Once your account has been approved, you will automatically be assigned to our “Free Plan.” If you find that this plan does not fully meet your needs, you can easily switch subscriptions directly within the app under the “Subscription” section. We recommend reading the details of each plan carefully before making your choice.
Our Subscription Plans
1. FREE Plan
– IBAN account
– 1 virtual card
– No monthly fee for IBAN and card maintenance
– Ideal for those who do not use their bank account and cards frequently.
| SEPA Outgoing | € 0.00 |
| SEPA Incoming | € 3.85 |
| Authorisation Fee | € 0.50 |
| Physical Card Issuance and Delivery | € 30.0 |
| Virtual Card Issuance | € 5.00 |
| Monthly Maintenace IBAN, 1 Physical, 1 virtual Card | € 0.00 |
2. PLUS plan
– IBAN account
– 1 physical card
– 1 virtual card
– A monthly fee is applied for IBAN and card maintenance.
– The fees for IBAN and card use are significantly lower than those of the Free Plan.
– Suitable for those who use their bank account and cards regularly but do not need multiple cards.
If there are not enough funds to pay the account’s monthly fee, you will be removed from this plan and switched to the free plan.
| SEPA Outgoing | € 0.00 |
| SEPA Incoming | € 0.75 |
| Authorisation Fee | € 0.12 |
| Physical Card Issuance and Delivery | € 20.0 |
| Virtual Card Issuance | € 1.50 |
| Monthly Maintenace IBAN, 1 Physical, 1 virtual Card | € 8.99 |
3. PREMIUM Plan
– IBAN account
– 5 cards in total (both physical and virtual) linked to your IBAN.
– A monthly fee is applied for IBAN and card maintenance.
– Fees for IBAN and card use are significantly lower compared to the Free Plan and PLUS Plan
– Designed for those who frequently use their bank account and cards and need access to multiple cards.
If there are not enough funds to pay the account’s monthly fee, you will be removed from this plan and switched to the Free plan.
| SEPA Outgoing | € 0.00 |
| SEPA Incoming | € 0.45 |
| Authorisation Fee | € 0.10 |
| Physical Card Issuance and Delivery | € 20.0 |
| Virtual Card Issuance | € 1.50 |
| Monthly maintenance fee for IBAN and a maximum of 5 cards | € 18.00 |
4. ULTRA plan
– IBAN account
– 10 cards in total (both physical and virtual) linked to your IBAN.
– A monthly fee is applied for IBAN and card maintenance.
– This plan offers the most benefits to customers. The fees for IBAN and card usage are much lower than those of other plans.
– Intended for those who use their bank account and cards frequently and require multiple cards.
If there are not enough funds to pay the account’s monthly fee, you will be removed from this plan and switched to the Free plan.
| SEPA Outgoing | € 0.00 |
| SEPA Incoming | € 0.20 |
| Authorisation Fee | € 0.08 |
| Physical Card Issuance and Delivery | € 20.0 |
| Virtual Card Issuance | € 1.50 |
| Monthly maintenance fee for IBAN and a maximum of 10 cards | € 27.00 |
Other Fees
| SEPA cancellation fee | € 60.00 |
| Standard audit confirmation of accounts and balances | € 100.00 |
| Account closing | € 20.00 |
| Returned Payment Charge (incorrect or incomplete account number) | € 75.00 |
| Minimum balance | € 0.00 |
| Open account - Cost for: KYC, AML, PEP, ATL Checks (one-time fee) | € 15.00 |
| Card replacement (includes one plastic card) | See your plan |
| PIN Change online | FREE of charge |
| Transaction decline | € 1.00 |
| Activate card | FREE of charge |
| ATM Balance Enquiry | € 1.00 |
| Security deposit | € 0.00 |
| Temporarily Lock / Unlock Card | FREE of charge |
| ATM – Max Value Per transaction | € 550.00 |
| ATM – Max value per day | € 550.00 |
| ATM – Max value per week | € 1600.00 |
| ATM – Max value per month | € 4600.00 |
| ATM Cash withdrawal | € 2 |
| Purchase online – Max value per transaction | € 5000 |
| Purchases online – Max number per day |
No set limit on total, however limited to 10 transactions per hour and 3 at same merchant per hour |
| Purchases online – Max number per day | €8000 |
| Purchases online – Max value per week | €10000 |
| Purchases online – Max value per month | €20000 |
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