Is my money safe?

Smart security features to keep your money safe

Sikirapay operates under a European Electronic Moneys License No 38, issued by the National Bank of Lithuania, to UAB Pyrros, which guarantees that your funds are protected at all times.



Cloud solution

We have put in place policies and controls that ensure the full protection of user data from potential threats through decentralization. Every time you are interacting with us via digital outlets, or making any kind of operation, you may be certain that the cloud is on guard for security.


By enabling two-factor authentication, we have added an extra layer of security to your authentication process, making it quite a challenge for cybercriminals to get their hands on your personal data. Even if your password gets compromised, it still not enough to break into your Sikirapay account.

3D Secure

This advanced security tool gets activated every time you make an online purchase or payment, double-checking whether it’s actually you on the other side of the screen. It is just another authentication step that allows us to safely confirm your online transaction.

Segregated accounts

Your money is kept in a separate account -accounts with the Lithuanian National Bank. 

Our clients’ money is, consequently, stored safely under the Lithuanian jurisdiction, and is by no means used for the internal needs of the EMI. 

Nobody except you has an access to your account or accounts.

The entire amount is at your disposal at any time, 24 hours a day, 7 days a week.

The Bank of Lithuania makes sure that the EMI is upholding its responsibilities and has strong internal controls and management in place. 

So, the answer to “Is my money safe?” is YES. Your money, your entire amount, is 100% safe.