Is my money safe?

Smart security features to keep your money safe

Segregated accounts                                

Your money is held in a separate account that only you can access and nobody else, not even us.

This means that our customers’ money is safe and secure and is never used for the EMI’s internal needs or for reinvestment.

Cloud solution

We have put in place policies and controls that ensure the full protection of user data from potential threats through decentralization. Every time you are interacting with us via digital outlets, or making any kind of operation, you may be certain that the cloud is on guard for security.


By enabling two-factor authentication, we have added an extra layer of security to your authentication process, making it quite a challenge for cybercriminals to get their hands on your personal data. Even if your password gets compromised, it still not enough to break into your Sikirapay account.

3D Secure

This advanced security tool gets activated every time you make an online purchase or payment, double-checking whether it’s actually you on the other side of the screen. It is just another authentication step that allows us to safely confirm your online transaction.

 Safe 24/7 and At your disposal 24/7

The entire amount is at your disposal at any time, 24 hours a day, 7 days a week.

So, the answer to “Is my money safe?” is YES. Your money, your entire amount, is 100% safe.