One or multiple international Bank Accounts.
Simple and safe money management.

Solutions for any needs


An alternative to your local bank

Enjoy a more agile and fully-digital money management. Avoid the bank appointments. We charge as little as possible, and we always show you upfront. No hidden fees. No surprises.


Boost your freelance career

Link the Sikirapay account and card to your freelance platform profile


Smart payments abroad

Pay and withdraw money at any location around the world. Avoid the bank appointments, and start spending as soon as you get there. With the Sikirapay Mastercard, you’ll always get the best possible exchange rate. Move your money between countries. Send money to 138 countries worlwide.


Moving abroad just got simpler

Receive your salary, pension, and more. Relocate without the stress — and without the multiple bank accounts. Share your details with your employer, pension scheme, family or friends, and get paid like a local.Benefit from seamless transfers and conversions

Simple online registration

Quick mobile payments

Prepaid cards

Shipping to any location

Virtual cards

Quick top-ups

Swift SEPA transfers

Individual support

Fast remote account opening

Prompt set up of multiple IBAN Accounts on a single easy to use online interface for both B2B and B2C Payments

Wherever you are, use your smartphone or any other device to open, hassle free, your International Bank Account – IBAN.


Submit your online application with just two personal documents attached.


We will process the application remotely within hours.


As soon as all the checks are done, you will receive an official welcome email.

Remote account opening

Wherever you are, use your smartphone or any other device to open your account hassle-free with a unique International Bank Account  Number – IBAN. Your application with will be processed within hours.

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Mobile interface created by users for users.

A card tailored to your needs


A wide range of transactions


Transaction history overview


Human customer support


Choose the account that suits you best

EU - NON EU residents
Monthly maintenance fee € 4 € 8
Additional account opening (sub-account) € 5 € 10
Instant transfers between Sikirapay users Free Free
SEPA transfers (incoming) Free Free
SEPA transfers (outgoing)
SWIFT transfers (incoming/outgoing)
Mastercard physical card
Virtual cards
Cash withdrawals across the globe
Mobile banking APP
In-app live chat support

Come tap into the future with SikiraPay

With SikiraPay, you can have a hand in shaping the future. We’re always looking for partners to collaborate
with on innovative new projects.