How to receive or send money, pay a bill or an invoice, make a transfer between the Sikirapay accounts, make a transfer to another bank, top up

1. HOW TO RECEIVE MONEY 

Follow the written instructions below

Go to your app or

www.sikirapay.eu

LOG IN

Online banking

Your email

Your Password

SMS code

2.  Click in sequence 

1. Profile (1)

2. “Bank details, (2)

3. Copy your IBAN, Bank Name (Intergiro Intl. AB (publ), BIC

4. Send these details (Your Account name; IBAN; BIC; Bank name and address) to the money sender.

2.HOW TO SEND MONEY  BETWEEN SIKIRAPAY ACCOUNTS  

Follow the written instructions below

Go to your app or

www.sikirapay.eu

LOG IN

Online banking

Your email

Your Password

SMS code

2.  Click in sequence 

1. “Send Money” 

2. “Select ” Internal = between Sikirapay accounts

3. Enter the telephone number, amount, message

4. Cllick Submit

How to send money to another bank

Go to your app or

www.sikirapay.eu

LOG IN

Online banking

Your email

Your Password

SMS code

2.  Click in sequence 

1. “Send Money” 

2. “Select ” External = between Sikirapay accounts

3. Enter the required data 

4. Cllick Submit

HOW TO PAY AN INVOICE,  ELECTRICITY OR ANY BILL  

Go to your app or

www.sikirapay.eu

LOG IN

Online banking

Your email

Your Password

SMS code

2.  Click in sequence 

1. “Send Money” 

2. “Select ” External 

3. Enter the required data 

4. Cllick Submit

HOW TO PAY AN ELECTRICITY BILL, TELEPHONE BILL, ETC. IN THE COUNTRY YOU LIVE IN

Suppose you live in Sweden and have to pay an electricity bill, telephone bill or whatever to a company registered in Sweden.

The company usually send a bill to your address or offers you to pay online. See the image below.

Payment procedures differ between countries.

In Sweden, you generally use Bankgiro, Postgiro, Payex, PayPal etc.

Regrettably, we cannot process payments to local payment solutions as Bankgiro or Postgiro.

To be able to pay the bill, you need to have the IBAN or BIC belonging to the corporation you want to pay the bill to. See the image below.

Bankgiro, postgiro or any other  local payment solution can not be processed in our system.

However You can use IBAN for payments within SEPA:

IBAN; BIC 

Do not forget to enter OCR-number (Optical Character Recognition) or reference number. If you can not see any OCR number you may write a short message explaining your payment.

Be careful, If you use an incorrect OCR number, your payment will be counted as an incorrect payment. In the vast majority of cases, the money ends up correctly, but to make it easier for the payee, it is important that you check that the OCR number you use is correct. If you have an unpaid invoice, the payment will be added to the unpaid invoice.

HOW TO TOP UP YOUR ACCOUNT

LOG IN

Click “Add funds”

Select amount or write the amount you want to add. Minimum amount is 2€.

Click “Add fund”

Enter your card numbers

Click “Proceed”

Kind regards

Team Sikirapay

You are not 100% satisfied?
Contact our support team via phone, email or live chat.

+468 51 01 20 95

support@sikirapay.eu

Before you continue, please confirm that you have read:

 

Dear Valued Customers, Partners, and Friends,

We want to inform you that our current banking partner is going through an organizational transition, which involves a shift to a different financial institution. This transition is expected to take place over the coming months. While these changes are beyond our direct control, we want to assure you that SikiraPay remains stable and deeply committed to serving you. Our top priority is to maintain service continuity and ensure the best possible experience for all our users during this time.

What this means for you:

During the transition period some users may temporarily experience limited access to their accounts and cards until the process is fully completed. Additionally, new account registrations are currently unavailable while our partner finishes the final stages of the transition. These are short-term challenges that our team is actively monitoring and addressing, with a strong focus on minimizing disruptions and maintaining a reliable user experience.

Our focus at SikiraPay:

We are using this moment as an opportunity to improve everything we offer. Over the next few months, our team will work diligently to optimize our website, enhance the functionality of our mobile app, and develop innovative solutions to enrich your everyday banking experience.

Our goal is to make your interactions with SikiraPay even faster, safer, and more intuitive.

Looking ahead:

We’re excited about what lies ahead. In the near future, we will unveil an upgraded digital banking experience featuring:

– A clean and intuitive app design

– Innovative financial tools

– Transparent and fair pricing

– And a few pleasant surprises we can’t wait to share with you

Thank you for your trust:

We understand that changes like these can create a sense of uncertainty, but we want to reassure you that every step we take is thoughtful, responsible, and focused on building a stronger SikiraPay for the future.

We sincerely appreciate your patience, understanding, and continued trust. We will keep you informed and share important updates with you in a timely manner.

Warm regards, 

The SikiraPay Team